Reliable Insurance Advisors: Where Expertise Meets Personalized Care
Your financial well-being is our mission at Reliable Insurance Advisors. Offering a range of insurance and tax services, our experienced team ensures that every client receives the coverage and advice they need to thrive. Connect with us to start building a more secure tomorrow, today.
Protect, Prepare, Prosper
At Reliable Insurance Advisors, our goal is to secure your peace of mind through a comprehensive suite of services. From insurance policies that protect to tax services that prepare, we're your partners in navigating life's financial challenges.
Featured Services: Your Path to Comprehensive Protection & Financial Health
Licensed Insurance Advisory
Navigate the complex world of insurance with ease. Our licensed insurance advisors specialize in life, dental, vision, and funeral insurance plans, ensuring you and your loved ones are fully protected. With expert guidance tailored to your unique needs, we make finding the right coverage simple and stress-free.
Medicare/ACA Enrollment Assistance
Making sense of Medicare and the Affordable Care Act (ACA) can be challenging. Our team provides personalized enrollment assistance, helping you understand your options and make informed decisions. Whether you're enrolling for the first time or looking to update your plan, we're here to guide you every step of the way.
Tax Preparation & E-Filing
Maximize your returns and minimize stress with our comprehensive tax preparation and e-filing services. From individual to business taxes, our experts ensure accuracy and compliance with state and federal regulations. Let us handle the complexities of tax season for you, providing peace of mind and optimal financial outcomes.
Notary & Legal Document Assistance
Secure and verify your important documents with our trusted notary services. From legal contracts to property deeds, we provide the verification you need for peace of mind. Our certified notaries are available for walk-ins and appointments, offering convenient and reliable assistance when you need it most.
My Clients
Discover why individuals and families trust us for their insurance and tax needs through real stories of exceptional service and support.
FAQS
What is the difference between whole life insurance and term life insurance?
Whole life insurance provides coverage for the lifetime of the insured, along with a cash value component that grows over time. Term life insurance offers coverage for a specified period, such as 10, 20, or 30 years, without any cash value. Whole life is more expensive but offers lifelong protection and financial investment, while term life is more affordable and suited for temporary coverage needs.
How is income tax calculated?
Income tax is calculated based on your taxable income and the tax rates that apply to your income bracket. Deductions and credits can reduce your taxable income and overall tax liability. Taxable income is your gross income minus allowable deductions, and the resulting figure is applied against the tax rates set by the IRS and state authorities, if applicable.
Are life insurance proceeds taxable?
Generally, life insurance proceeds paid to beneficiaries upon the death of the insured are not subject to income tax. However, any interest received in addition to the policy amount is taxable. Policies that are part of an estate may be subject to estate taxes.
When are income taxes due?
For most individual taxpayers, federal income tax returns and any payments are due on April 15th of each year. If the 15th falls on a weekend or holiday, the deadline is extended to the next business day. State tax deadlines can vary, so it's important to check with your state's tax authority.
How does Medicare/ACA enrollment work?
Medicare enrollment periods vary, with the Initial Enrollment Period starting three months before your 65th birthday and lasting for 7 months. The Affordable Care Act (ACA) has an annual Open Enrollment Period, typically from November 1st to December 15th, for coverage starting the next year. Special Enrollment Periods may apply for life events such as marriage or loss of other coverage.
What tax preparation services do you offer, and how can they benefit me?
We offer comprehensive tax preparation services, including federal and state income tax filing, e-filing for quicker refunds, ITIN applications, and support for 1099 and W2 forms, among others. Our services ensure accuracy, compliance with the latest tax laws, and optimization of your returns or liabilities, saving you time and potentially reducing your tax burden.
Our Team
Our team at Reliable Insurance Advisors prioritizes your well-being. We take the time to ensure you're matched with the best Medicare and Obamacare plans, focusing on maximum benefits at minimum cost. With a family-oriented approach, we compare plans, analyze deductibles, and assist with applications for additional benefits. Simply put, we go above and beyond because we care about securing your health and financial future.
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