Our Services
Welcome to Reliable Insurance Advisors, where comprehensive coverage meets unparalleled expertise. From personal insurance plans to essential tax services, our suite of offerings is designed to provide you with peace of mind and financial security. Explore our services below and discover how we can tailor our solutions to meet your unique needs.
Insurance Services
Funeral Plans
Ensure peace of mind during difficult times with our tailored funeral plans. We help you prepare, allowing you to specify arrangements and cover costs in advance.
Vision and Dental
Protect your health with our vision and dental insurance plans, offering coverage for regular check-ups, treatments, and emergencies.
Life Insurance
Secure your family’s future with life insurance options that provide financial stability in the event of the unexpected.
Cancer, Accident, and Heart Insurance
Specialized coverage that provides financial support when facing serious health issues, helping you focus on recovery without financial worry.
Group Health
Comprehensive health insurance solutions for businesses, offering employees quality care while managing costs.
Hospital and Stroke Insurance
Extra coverage for hospital stays and stroke recovery, ensuring you have the support you need, when you need it.
Obamacare (Affordable Care Act) Plans
Navigate the health insurance marketplace with ease. Our experts specialize in Affordable Care Act (Obamacare) plans, ensuring you have access to comprehensive medical coverage at affordable rates. We help you compare plans, understand benefits, and select the option that best fits your health needs and budget.
Short-Term Disability
Protect your income with short-term disability insurance, providing financial support if you’re unable to work due to illness or injury.
Tax Preparation Services
Federal & State Income Tax
Our experts navigate the complexities of state and federal tax returns, ensuring accuracy and maximizing your returns.
E-Filing
Quick and secure e-filing services that ensure your tax returns are processed efficiently, getting your refunds faster.
1099 Forms, W2, Long Forms
Comprehensive support for all tax documents, whether you’re self-employed, managing a small business, or need individual filing assistance.
LLC, Self Employment
Tailored tax services for LLCs and self-employed individuals, focusing on optimal tax strategies and compliance.
ITIN Applications
Assistance with ITIN applications, ensuring those who are ineligible for an SSN can still comply with U.S. tax laws.
Additional Services
Notary
Certified notary services for legal documents, ensuring your important agreements are legally recognized.
Fingerprints
Fast and accurate fingerprinting services for employment, licensing, and identification purposes.
I9 Verification
Efficient I9 verification services to help employers comply with employment eligibility verification requirements.
Why Choose Our Services
Choosing Reliable Insurance Advisors means partnering with a team that puts your needs first. Our experts offer personalized advice, tailored solutions, and a commitment to your peace of mind. With a wide range of services under one roof, we’re here to make your financial security and well-being our top priority
Ready to Secure Your Peace of Mind?
Book your consultation with Reliable Insurance Advisors today and take the first step towards comprehensive coverage and financial peace. Whether you’re looking for insurance protection or need expert tax services, we’re here to provide personalized solutions that meet your needs.
FAQS
What is the difference between whole life insurance and term life insurance?
Whole life insurance provides coverage for the lifetime of the insured, along with a cash value component that grows over time. Term life insurance offers coverage for a specified period, such as 10, 20, or 30 years, without any cash value. Whole life is more expensive but offers lifelong protection and financial investment, while term life is more affordable and suited for temporary coverage needs.
How is income tax calculated?
Income tax is calculated based on your taxable income and the tax rates that apply to your income bracket. Deductions and credits can reduce your taxable income and overall tax liability. Taxable income is your gross income minus allowable deductions, and the resulting figure is applied against the tax rates set by the IRS and state authorities, if applicable.
Are life insurance proceeds taxable?
Generally, life insurance proceeds paid to beneficiaries upon the death of the insured are not subject to income tax. However, any interest received in addition to the policy amount is taxable. Policies that are part of an estate may be subject to estate taxes.
When are income taxes due?
For most individual taxpayers, federal income tax returns and any payments are due on April 15th of each year. If the 15th falls on a weekend or holiday, the deadline is extended to the next business day. State tax deadlines can vary, so it's important to check with your state's tax authority.
How does Medicare/ACA enrollment work?
Medicare enrollment periods vary, with the Initial Enrollment Period starting three months before your 65th birthday and lasting for 7 months. The Affordable Care Act (ACA) has an annual Open Enrollment Period, typically from November 1st to December 15th, for coverage starting the next year. Special Enrollment Periods may apply for life events such as marriage or loss of other coverage.
What tax preparation services do you offer, and how can they benefit me?
We offer comprehensive tax preparation services, including federal and state income tax filing, e-filing for quicker refunds, ITIN applications, and support for 1099 and W2 forms, among others. Our services ensure accuracy, compliance with the latest tax laws, and optimization of your returns or liabilities, saving you time and potentially reducing your tax burden.
Facebook